Small and medium-sized enterprises (SMEs) are generally described as “enterprises with a relatively small share of the market, managed by…
The type of lending portfolio built up will determine how much reward will accrue to a bank. Corporate borrowers contribute…
Financing the credit needs of some corporate borrowers engaged in cocoa, oil and mining industries cannot be met by individual…
The importance of international trade finance in the context of the Ghanaian economy as a result of the oil drilling…
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The ability to appraise a project loan request is imperative, especially in the current business environment in the country, where…
Agricultural plays a vital role in the economies of developing countries including Ghana. However, lending to this all-important sector by…
The type of lending portfolio built up will determine how much reward will accrue to a bank. Corporate borrowers contribute…
The banking industry in Ghana has for the past decade become very competitive, new products and services including personal and…
Lending is the primary business activity for commercial banks. Loan portfolio is typically the largest asset and the predominant source…
One of the major risks faced by banks worldwide is the non-payment of credit extended to their clients resulting in…
Good credit management involves a good understanding of borrowers ‘business through rigorous risk assessment and effective monitoring and control to…