Lending to importers & Exporters
The importance of international trade finance in the context of the Ghanaian economy as a result of the oil drilling among others cannot be overemphasized. The programme is specifically designed to equip bankers, especially those engaged credit delivery, with the required skills and knowledge in international trade finance.
Target Group
- Relationship Officers /Managers
- Credit/ Risks Analysts
- Business Development officers
- Credit Administrators
- Loan Recovery Officers
Objectives
Participants will be able to:
- Determine the credit needs of both importers and exporters
- Distinguish between funding and non-funding credit needs of both importers and exporters
- Identify and assess both financial and non-financial risk associated with extending credit to both importers and exporters
Appreciate and understand the various types of bonds and guarantees and their associated risk
Pre-requisite
Staff who have already attended the introduction to credit management and/ those involved in international trade finance
- Funding and non-funding credit needs of importers and exporters
- Factors affecting types of financing required by importers and exporters
- Assessment of the credit requirements based on the trade cycle
- The risk associated with financing importers and exporters
- Risk management strategies and methods
- Overdrafts and loan facilities
- Structured facilities under Letters of credits – red clause, Back to back credits, transferable letters of credit, revolving and standby letters of credit
- Other structured facilities – accommodation finance, Bank’s acceptance, Forfaiting, avalisation, invoice discounting and factoring
- International bonds and guarantees under international competitive bidding – bid/tender bonds, advance payment bond, performance bond & standby guarantees
- Fraud and institutional trade finance
Case studies and end of program assessment
Length / Duration
5 Days
Starting Date
02/09/2019
Ending Date
02/10/2019
Skill Family
Trade Finance, Credit
Skill Level
Intermediate
Format
Classroom, Instructor Led, Interactive
Delivery Source
NBC and External Consultants
Language
English
Post Course Assessment
Yes
Certification
Certificate of Participation and Certificate of Proficiency
Quick Links
Location
3 odoi kwao street,
Airport Residential Area,
Accra-Ghana