Advanced Credit & Risk Analysis & Management
The type of lending portfolio built up will determine how much reward will accrue to a bank. Corporate borrowers contribute immensely to the profitability of most banks but require good relationship management. On the other hand, credit default by some corporate borrowers could lead to the rapid deterioration of the credit portfolio of banks. Banks are therefore expected to understand the business of their corporate borrowers to manage their risk returns profiles.
Target Group
- Relationship Managers
- Branch/Operations Managers
- Corporate Managers
- Credit/ Risk Analysts
- Project Appraisal Managers
- Credit Administrator
- Loan Recovery Managers
Objectives
Participants would be able to:
- Appreciate and understand how to match the lending structure to the corporate structure of the borrower as well as types of business.
- Identify and measure the financial and non-financial risk of corporate borrowers.
- Undertake a critical evaluation of the profitability and operational performance of corporate borrowers.
- Determine the borrowing requirement and payment source of corporate borrowers.
Develop the skills of negotiation and structuring corporate credits.
Pre-requisite
Staffs who have already attended introduction to credit risk management and corporate Lending.
- Types of customers, characteristics, risk profile and needs.
- Financing options for corporate customers.
- Due diligence investigation.
- Risk identification, analysis, measurement & grading.
- Credit assessment: industry, operational, financial, management, collateral risk assessments.
- Legal aspects of lending to corporate credit portfolio.
- Experiential sharing & discussion on market issues.
- Case studies/exercise.
Length / Duration
4 days
Starting Date
03/09/2019
Ending Date
01/10/2019
Skill Family
Relationship Management, Credit Management
Skill Level
Intermediate - Advanced
Format
Classroom, Instructor Led, Interactive
Delivery Source
NBC and External Consultants
Language
English
Post Course Assessment
No
Certification
Certificate of Participation
Quick Links
Location
3 odoi kwao street,
Airport Residential Area,
Accra-Ghana