The banking industry in Ghana has for the past decade become very competitive, new products and services including personal and consumer loans are intensely advertised to attract potential and existing…

Lending is the primary business activity for commercial banks. Loan portfolio is typically the largest asset and the predominant source of revenue and the greatest source of risk to a…

One of the major risks faced by banks worldwide is the non-payment of credit extended to their clients resulting in loses in the form of cost of funds and profits.…

Good credit management involves a good understanding of borrowers ‘business through rigorous risk assessment and effective monitoring and control to ensure the recovery of the credit extended. The programme will…